Saving does not have to be hard. It is about building a habit. I remember working with Ramesh, a factory worker from Gujarat, who found it difficult to save for the future. His habit was to spend whatever was left after the month. Together, we set up an automatic savings plan. Every month, 10% of his salary went into a high-interest savings account before he spent it on anything else. In just a year, Ramesh had accumulated enough to invest in a mutual fund, growing his wealth in a smart and sustainable way.Action Plan: Set up an automatic transfer of 10% of your monthly income into a separate savings account, even before you pay your bills. This “pay yourself first” rule will help you build wealth effortlessly.
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